Insurance Programme

The insurance programme for the VAFA has now been finalised for the 2015-2016 period. Please note the following changes to the programme this year which are applicable to all clubs

-          Increased Public Liability limit to $20,000,000

-          Increased Profession Indemnity limit to $10,000,000 (error’s & omissions for coaches/officials)

-          Director’s & Officer’s policy updated to an all encompassing Management Liability and limit increased to $10,000,000

-          Increased Death & capital benefit’s limit to $100,000

-          Paraplegia/Quadriplegia cover still in place at $1,000,000

-          Automatic inclusion of Medical Expenses cover up to $2,000 rebated at 50% 


Medical Expenses

  •  Private Hospital Accomodation
  • Ambulance Transport Cost
  • Chiropractic
  • Dental
  • Ancillary Medical Procredures
  • Theatre Fees in Private Hospital where Medicare does not apply
  • Orthotics, Splints and Prosthesis
  • Non Medicare expenses will be paid to a 50 % and to a maximum sum insured.
  • Benefit payable on the difference between any costs and the rebate received from any private health insurance



  • Visits 1-5 : 95% of the fee charged less rebates from other sources 
  • Visits 6-10 : 80% of the fee charged less rebates from other sources 
  • All other : 75% of the fee charged less rebates from other sources 
  • Max per claim and subject to excess. 





How to Lodge a claim & Frequently asked questions


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